Pillar 2: The "Buddy" Co-pilot
Moving from passive data collection to active, real-time intelligence for the Conventional Adviser.
How it Works
An advisor launches a "Buddy Session" from their dashboard. After a client meeting, they simply paste the conversation transcript into the tool. Buddy transforms this unstructured text into a verifiable data artifact.
A Deliberate Design for Conventional Advisory: Buddy is a professional-facing tool, used by the human advisor, not the client. This design aligns with the regulatory definition of a "Conventional Adviser". We augment the human expert, not replace them, by automating the tedious back-office work of compliance documentation.
The Core Analysis Flow
Buddy performs three critical tasks in seconds, turning an un-auditable conversation into an audit-ready record.
1. Flags KYC Conflicts
Programmatically compares inferred values from the conversation against the client's stored profile, immediately flagging discrepancies (e.g., a change in risk tolerance).
2. Generates "Reason-Why" Statement
Writes a concise, objective summary of the client's needs and the basis for recommendations—based *only* on the transcript—creating a "Reason-Why" statement that meets MAS Balanced Scorecard (BSCF) requirements.
3. Documents CKA/CAR Frameworks
Scans for discussions of complex products (like ILPs) and provides an assessment of whether the advisor performed a Customer Knowledge Assessment (CKA), creating a clear audit trail.
The Result: Compliance Automation & Speed
Buddy directly addresses the MAS requirement to document "understanding a client's needs" and "suitability of recommendations." This provides a powerful defense against compliance infractions and dramatically speeds up the back-office review process, leading to faster commission payouts.
